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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I've been using PayPal for over 10 years now and I w...

I've been using PayPal for over 10 years now and I was never disappointed! Recommended to all my family and now we all use it a lot. Reviewed on: 12th July 2026

Hollie89

Used PayPal for years worked my way up with there accounts an they are great Reviewed on: 12th July 2026

Very easy to use and flexible payment plans

Very easy to use and flexible payment plans Reviewed on: 12th July 2026

Excellent service

I have been using paypal for nearly 15 years and it has been a very trustworthy experience. I have used paypal credit many times. It is a brilliant option to pay in 3 goes without extra charge. PayPal is easy to use and secure. Reviewed on: 12th July 2026

Pay Pal is a great service in every way customer ser...

Pay Pal is a great service in every way customer service is above and beyond they are very polite and helpful and understanding Reviewed on: 12th July 2026

Paypal Makes Money Easy

Never had any problems, paypal is the easiest way I have of paying for things and transferring money to friends. Reviewed on: 12th July 2026

Easy to use, reliable, I love PayPal credit

Easy to use, reliable, I love PayPal credit Reviewed on: 12th July 2026

Always good service,easy to use and good value for m...

Always good service,easy to use and good value for money Reviewed on: 12th July 2026

Paypal is great

Paypal is SO easy & convenient to use Reviewed on: 12th July 2026

Rate to win

Dose what it says. Easy to use ( the app) Help tracking some orders Reviewed on: 12th July 2026

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