Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732450457664006633 (144720 reviews)

View other PayPal products

4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144720)

Great, easy and secure payment method.

Great, easy and secure payment method. Reviewed on: 17th June 2026

Easy to use, convenient and easy to pay back

Easy to use, convenient and easy to pay back Reviewed on: 17th June 2026

Always fast and easy to use.

Always fast and easy to use.never had an issue Reviewed on: 17th June 2026

Quick and ease of use

Quick and easy to use unlike some other financial products. Reviewed on: 17th June 2026

Great and fantastic service

I have had a good service from PayPal for the years that I have been with them and I intend to remain using the platform because it is one of the secure platforms. Reviewed on: 17th June 2026

Hassle free which is all that matters

Hassle free which is all that matters Reviewed on: 17th June 2026

Convenient and safe credit.

So easy to perform transactions, easy to navigate app/ website. Reviewed on: 17th June 2026

PayPal is so quick & easy to use.

PayPal is so quick & easy to use. Excellent customer service always there to help if u have a problem. Definitely would recommed to friends & family. Reviewed on: 17th June 2026

My experience has been great easy access good rates...

My experience has been great easy access good rates and good customer service Reviewed on: 17th June 2026

Easy to use , available on most sites

Easy to use , available on most sites Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75438 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub