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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal Credit works but requires Apple Pay integration

I've been using PayPal Credit for several years, and it performs exactly as intended. It's accepted at most online retailers, which makes it very convenient. However, I’d love to see Apple Pay integration—similar to what Mastercard offers—so it could also be used for in-person purchases. Reviewed on: 27th May 2025

Pay pal is a game changer.

Pay pal is a game changer, quick, efficient and secure purchasing platform. Even better to pay within 4. Months with no interest and a pay in three plan option. This has changed the way I pay and only use pay pal for online payments. I've never had any issues. Reviewed on: 27th May 2025

Top PayPal

Great customer service, quick yo resolve issues Reviewed on: 27th May 2025

Great experience never any issues

Great experience never any issues Reviewed on: 27th May 2025

PayPal has helped me with paying for my courses and...

PayPal has helped me with paying for my courses and I’m forever grateful Reviewed on: 27th May 2025

Great reliable service.

Great reliable service. Can't recommend enough. Reviewed on: 27th May 2025

Always had a good experience with Paypal Credit.

Always had a good experience with Paypal Credit. It gives me the option to pay in 3 and to make larger purchases. Reviewed on: 27th May 2025

Always keeps you informed andwarns you early about u...

Always keeps you informed andwarns you early about upcoming payments which is also sent by email sent by email. Have great offers and very secure with codes sent to your mobile if any suspicious activity which could be just a different device used. Reviewed on: 27th May 2025

It’s very good for sending a nd receiving instant funds

It’s very good for sending a nd receiving instant funds Reviewed on: 27th May 2025

PayPal customer service is bad.

PayPal customer service is bad. I was scammed with £200 and PayPal customer service did not care. Reviewed on: 27th May 2025

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