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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732472230775388601 (144735 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144735)

Hassle free which is all that matters

Hassle free which is all that matters Reviewed on: 17th June 2026

Convenient and safe credit.

So easy to perform transactions, easy to navigate app/ website. Reviewed on: 17th June 2026

PayPal is so quick & easy to use.

PayPal is so quick & easy to use. Excellent customer service always there to help if u have a problem. Definitely would recommed to friends & family. Reviewed on: 17th June 2026

My experience has been great easy access good rates...

My experience has been great easy access good rates and good customer service Reviewed on: 17th June 2026

Easy to use , available on most sites

Easy to use , available on most sites Reviewed on: 17th June 2026

Very simple process,with clear instructions.

Very simple process,with clear instructions. Very easy to understand information with regard to interest rates and amount to be paid back monthly and total interest to be paid back over the term of the loan.Quick and easy process. Reviewed on: 17th June 2026

Truly excellent service throughout convenience at my...

Truly excellent service throughout convenience at my fingertips Reviewed on: 17th June 2026

Never had a negative experience using PayPal.

Never had a negative experience using PayPal. Always simple and straight forward. Reviewed on: 17th June 2026

Dependable financial friend

PayPal. Is your steadfast friend thats always there no matter ehat, easy to used, dependable amd reliable, i couldn't live without it now. Its part of financial life.. Reviewed on: 17th June 2026

Professional, straightforward and easy to use

Professional, straightforward and easy to use Reviewed on: 17th June 2026

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