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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use, not too expensive.

Easy to use, not too expensive. Safe and convenient, goodconsumer protection. Reviewed on: 12th July 2026

PayPal supports customers in any circumstances we fi...

PayPal supports customers in any circumstances we find ourselves in, making sure life becomes bearable and joyous. Reviewed on: 12th July 2026

PayPal is so quick, convenient and most importantly,...

PayPal is so quick, convenient and most importantly, safe. Reviewed on: 12th July 2026

PayPal offers me an easy way to spread fhe cost

PayPal offer me an easy way to spread fhe cost over Christmas, Birthdays or for a specific item that i would prefer to pay for over a period of time. It's perfect for me. Reviewed on: 12th July 2026

It's okay

It's been useful for me for a long time. I had an issue long ago about my age and must admit it lowered my confidence in PayPal, I have used PayPal since but not as much as I once would have. Reviewed on: 12th July 2026

Great experience value for money

Great experience value for money Reviewed on: 12th July 2026

When I contact PayPal I always get top customer serv...

When I contact PayPal I always get top customer services Reviewed on: 12th July 2026

Enjoyed my holiday and paying back bit by bit with o...

Enjoyed my holiday and paying back bit by bit with out interest Reviewed on: 12th July 2026

I've had a great experience using PayPal Credit.

I've had a great experience using PayPal Credit. The application process was straightforward, and managing my account has been easy. It's been very helpful for spreading the cost of purchases, and the payment options are flexible. The app and website are simple to use, and I've found the service reliable whenever I've needed it. Overall, it's been a convenient and useful way to manage my spending. I would definitely recommend PayPal Credit to anyone looking for a flexible payment option. Reviewed on: 12th July 2026

The best method of payment

I've used PayPal for a number of years and find it offers me an easy way to be able to plan my finances when buying items on credit in comparison to other forms of credit finance options. I will continue to use them and recommend them. Reviewed on: 12th July 2026

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