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PayPal: PayPal Credit reviews

4.73
Based on 144,732 reviews, last reviewed 22nd Jun 2026
4316400% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026
G Olufon's avatar
G Olufon

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144739)

Truly excellent service throughout convenience at my...

5
Truly excellent service throughout convenience at my fingertips Reviewed on: 17th June 2026

Never had a negative experience using PayPal.

5
Never had a negative experience using PayPal. Always simple and straight forward. Reviewed on: 17th June 2026

Dependable financial friend

5
PayPal. Is your steadfast friend thats always there no matter ehat, easy to used, dependable amd reliable, i couldn't live without it now. Its part of financial life.. Reviewed on: 17th June 2026

Professional, straightforward and easy to use

5
Professional, straightforward and easy to use Reviewed on: 17th June 2026

Use friendly and payment friendly

5
Use friendly and payment friendly Reviewed on: 17th June 2026

Really great platform

5
Really easy platform to use, for paying or receiving money. Pay in 3 and PayPal credit really useful and easy to track what you owe back. And generally a lot safer to use that providing your card details online Reviewed on: 17th June 2026

Good service

5
Always helpful and offer good service answer queries as best as you can Reviewed on: 17th June 2026

Cover and support when required

5
Never had any issues with PayPal usage. It always feels secure using PayPal to purchase good, if there is an error with the order and the supplier won’t respond, PayPal will cover you and support. Reviewed on: 17th June 2026

A good all round service

4
Easy to use and available across many platforms; adds a layer of security when purchasing Reviewed on: 17th June 2026

Perfect and Easy

5
Easy and reliable always use it whenever ı need Reviewed on: 17th June 2026

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