Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

PayPal works for me!

I always feel safe and confident paying via PayPal when buying online. I have also used Pay in 3 and PayPal Credit numerous times now when purchasing larger items for the home as it really helps to spread the cost, without incurring interest charges on top. Reviewed on: 27th May 2025

Very easy to use PayPal credit helps buying bigger c...

Very easy to use PayPal credit helps buying bigger cost items easy. 4 months interest free is great as long as it’s paid off before the end of the 4 months Reviewed on: 27th May 2025

Perfect PayPal

I have used PayPal for years and it’s a great way to purchase items without hassle. Reviewed on: 27th May 2025

I think it's great I can spend PayPal money on stuff...

I think it's great I can spend PayPal money on stuff and pay off in my own time Reviewed on: 27th May 2025

Good value especially 4 months interest free options

Good value especially 4 months interest free options Reviewed on: 27th May 2025

I recently needed help from customer service, even t...

I recently needed help from customer service, even though it was weekend I got connected very quickly and lady on the phone helped me sort out my issue within couple of minutes. Also PayPal is my preferred method of payment as I know its secure and in case of any issues they always help to sort them. Reviewed on: 27th May 2025

Flexible, convenient and affordable.

Flexible, convenient and affordable. Reviewed on: 27th May 2025

Never let me down

Never let me down whenever there has been a dispute PayPal has always manage to sort the problem and refund my money if necessary Reviewed on: 27th May 2025

There are fewer good offers now than in the past

There are fewer good offers now than in the past Reviewed on: 27th May 2025

Great experience great experience brilliant

Great experience really happy with everything Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub