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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great service.

Great service. And the easy of use is astonishing Reviewed on: 12th July 2026

I have god experience with PayPal

I have god experience with PayPal Reviewed on: 12th July 2026

.iswd it for years, never had a problem, recommend

.good consistent experience, used for years, never had a problem, recomend Reviewed on: 12th July 2026

Everything runs smootly .

Everything runs smootly even when there is a problem witt seller not delivering goods. All is sorted. Reviewed on: 12th July 2026

PayPal has helped me recover my money on different o...

PayPal has helped me recover my money on different occasions, and I am very satisfied with the outcome. I feel much more secure using PayPal for all of my transactions because they help protect my account and provide secure access when I shop online. They also offer a 3-instalment payment option, which gives me enough time to ensure I have the money available in my account before the next payment is due. Overall, I am very happy with the protection, security, and flexibility that PayPal provides. Reviewed on: 12th July 2026

Cost effective and easy payment options

PayPal gives me great, cost effective and easy payment options. Reviewed on: 12th July 2026

Great app, easy to use definitely recommend to anyon...

Great app, easy to use definitely recommend to anyone Shame some companies don't use it Reviewed on: 12th July 2026

Safe payments.

PayPal offers a great, secure way to transfer money quickly and to make payments safely. Being able to make payments over 3 installments is also great for more expensive purchases. Reviewed on: 12th July 2026

I have contacted PayPal many times and always found...

I have contacted PayPal many times and always found them going above and beyond to help. Very friendly and polite Reviewed on: 12th July 2026

Paypal usage

Easy and conveniant to use use paypal most days to purhase items Reviewed on: 12th July 2026

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