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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732485411149335985 (144786 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144786)

Convenient and seamless experience

Convenient and seamless experience Reviewed on: 17th June 2026

Used PayPal credit for a large purchase.

Used PayPal credit for a large purchase. very clear to use and arrangement was easy. Monthly payment is in your control Reviewed on: 17th June 2026

Helpful and stress free, no back and forth just stra...

Helpful and stress free, no back and forth just straightforward and simple Reviewed on: 17th June 2026

Easy effortless

Easy effortless process,very straightforward Reviewed on: 17th June 2026

Fantastic Freedom

Four months interest free credit gives a fantastic amount of freedom to spread costs of bigger purchases (like a holiday in my case). You can either wait to pay the full amount (less minimum monthly payments) after 4 months, or set up 4 smaller payments. All with complete transparency from PayPal including reminders for key payment dates. Thank you PayPal. Reviewed on: 17th June 2026

Really reliable and accessible.

Really reliable and accessible. No hassles at all. I love PayPal Credit Reviewed on: 17th June 2026

Very simple & very easy to use/set up.

Very simple & very easy to use/set up. Reviewed on: 17th June 2026

It works !

Safety and simplicity what more can you ask for buying and selling is risk free ! Reviewed on: 17th June 2026

The financial silver bullet

Brilliant Pay in 3 is incredible yeah on the phone nothing better if you don’t use it if you don’t get it, you don’t know what you’re missing soon to be number one in the world Reviewed on: 17th June 2026

Flexible

I find it easy to use and flexible depending on needs Reviewed on: 17th June 2026

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