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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Always a pleasant easier process

Always a pleasant easier process Reviewed on: 12th July 2026

Easy to use, customer service responing relatively q...

Easy to use, customer service responing relatively quick. APR could be lower for long term customers. Reviewed on: 12th July 2026

Paypal 0% is great for purchases

Had goodl experience with PayPal, just make sure you pay back money owed within your 0% timescale to avoid paying high interest Reviewed on: 12th July 2026

PayPal is easy to use and I recently had some proble...

PayPal is easy to use and I recently had some problems with a purchase and it was quickly resolved to my satisfaction. It gives alternative ways to pay and the extended payments is a life saver. Reviewed on: 12th July 2026

PayPal are a very reliable and provide a brilliant s...

PayPal are a very reliable and provide a brilliant service. 5 star from me! Reviewed on: 12th July 2026

Money when I need it.

Freedom of online shops and access to credit card is my favourite thing. Sending and paying for abroad purposes. Reviewed on: 12th July 2026

Safe and convenient.

I love pay pal it’s the safest way to order on line in my opinion. Reviewed on: 12th July 2026

Easy to reach payment options when you're short on f...

Easy to reach payment options when you're short on finances Reviewed on: 12th July 2026

I have been using PayPal Credit for many years and I...

I have been using PayPal Credit for many years and I have no complaints Reviewed on: 12th July 2026

Paypal quick and easy.

I havent had yet bad experience with paypal Reviewed on: 12th July 2026

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