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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

The best

I always check out with PayPal as I know it's safe. Quick and easy to send money as well! Reviewed on: 27th May 2025

I have used PayPal for years

I have used PayPal for years and it has never let me down. I feel my spending is safer with PayPal. It is quick and easy to use. Reviewed on: 27th May 2025

Hassle free, safe and secure app

PayPal credit is safe and secure and is to easy. You have payment options that suits you. It's not complicated when buying with PayPal. Reviewed on: 27th May 2025

Great service

I always get reliable customer sevice Reviewed on: 27th May 2025

PayPal is so easy and quick to use when shopping onl...

PayPal is so easy and quick to use when shopping online or even sending money to friends or family! Reviewed on: 27th May 2025

Interactions

My interactions have always been professionally dealt with Reviewed on: 27th May 2025

A good financial tool

I could not have put excellent for customer service as I have not really had the opportunity to use this service. But so far, I have had no problem and I am happy with the options to pay available. Reviewed on: 27th May 2025

Always very good service when using PayPal

Always very good service when using PayPal never no problem with it at all very happy Reviewed on: 27th May 2025

Fast and easy to receive a response

Fast and easy to receive a response Reviewed on: 27th May 2025

I regularly use buy now pay later and pay in 3 on Pa...

I regularly use buy now pay later and pay in 3 on PayPal and find it easy to use and helpful Reviewed on: 27th May 2025

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