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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal Credit is a 10/10

PayPal Credit has always been extremely easy to use and navigate around their website/apps. Their step-by-step processes while setting up a paypal credit account, managing transactions, etc are straight forward and i've never had issue using it. Customer support is hassle-free, i would highly recommend paypal credit if you would like to utilise some credit available to you. I will, without a doubt, continue to use PayPal Credit in the future. I don't really have any complaints against it, keep it up! Reviewed on: 12th July 2026

Safer payment online

Always find it easy to use PayPal, will always use PayPal to pay for stuff online as it's safer. Reviewed on: 12th July 2026

I am happy with PayPal.

I am happy with PayPal. I recommend it to everyone Reviewed on: 12th July 2026

Great customer support.

Great customer support. Great offers Reviewed on: 12th July 2026

Easy to use safe and any issues sorted quickly

Easy to use safe and any issues sorted quickly Reviewed on: 12th July 2026

Convenient and secure

I pay for most things through PayPal now, it feels secure, I also set up collections for staff leaving presents through PayPal, it is so much more convenient. Reviewed on: 12th July 2026

I've been with PayPal for over a decade.

I've been with PayPal for over a decade. Amazing customer service. Never had any issues with my account whatsoever and if I've had a query and I've called up customer service it's been dealt with straight away. Really informative stuff. I've also been using PayPal credit over the last year and just find it absolutely brilliant Reviewed on: 12th July 2026

Great service

Great service, I feel my money is so safe Reviewed on: 12th July 2026

Quick and easy to use, there when you need it plus...

Quick and easy to use, there when you need it plus a little more help with the 3 months payment plan, zero interest Reviewed on: 12th July 2026

Helpful and easy

Its been very helpfull and easy to use Reviewed on: 12th July 2026

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