Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144803)

I never had any problems with PayPal.

5
I never had any problems with PayPal. Everything is clear and easy to use and check on application. Reviewed on: 17th June 2026

Easy to use with my Dell Outlet Purchase

5
Easy to use with my Dell Outlet Purchase Reviewed on: 17th June 2026

I’ve used PayPal for years and have been using PayPa...

5
I’ve used PayPal for years and have been using PayPal credit for the past couple; it’s a wonderful tool. Exactly what we need as a family for big purchases, every detail is up front and easy to pay. Reviewed on: 17th June 2026

Great Service

5
I've always had amazing service from PayPal and and issues have been dealt with very promptly. Reviewed on: 17th June 2026

Great, easy and secure payment method.

5
Great, easy and secure payment method. Reviewed on: 17th June 2026

Easy to use, convenient and easy to pay back

5
Easy to use, convenient and easy to pay back Reviewed on: 17th June 2026

Always fast and easy to use.

5
Always fast and easy to use.never had an issue Reviewed on: 17th June 2026

Quick and ease of use

5
Quick and easy to use unlike some other financial products. Reviewed on: 17th June 2026

Great and fantastic service

5
I have had a good service from PayPal for the years that I have been with them and I intend to remain using the platform because it is one of the secure platforms. Reviewed on: 17th June 2026

Hassle free which is all that matters

5
Hassle free which is all that matters Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75537 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products