Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180916)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

Payments

5
Very clear and easy to see when payments are due however the payments can take a few days after the due date to leave bank account. App is easy to navigate and can instantly see balance Reviewed on: 12th July 2026
GurrW's avatar
GurrW

Excellent company, I have used them for years with n...

5
Excellent company, I have used them for years with no issues. Reviewed on: 12th July 2026
Huw L's avatar
Huw L

Couldn't be easier

5
Always easy, straightforward transactions. Clear and understandable online transactions. Easy to use, easy to make payments. Reviewed on: 12th July 2026
Colin Wapshott's avatar
Colin Wapshott

Like using PayPal for protection and ease

4
Like using PayPal for protection and ease Reviewed on: 12th July 2026
Jo H's avatar
Jo H

Convenient and easy to use

5
Never had any problems with the service. I especially like the fact that they send a reminder when the payment is due so i don't forget to pay! Reviewed on: 12th July 2026
Jo Woodsford's avatar
Jo Woodsford

It was very straightforward, no hidden charges, and...

5
It was very straightforward, no hidden charges, and gave me a discount on the first purchase. Reviewed on: 12th July 2026
Claire V's avatar
Claire V

They are satisfied .

5
They are satisfied . They make everything comfortable to customers Reviewed on: 12th July 2026
Adeagbo Qudus's avatar
Adeagbo Qudus

I love paypal its easy to use and the app is well la...

5
I love paypal its easy to use and the app is well laid out Reviewed on: 12th July 2026
Ben Tushaw's avatar
Ben Tushaw

Happy with my PayPal credit account easy to use and...

5
Happy with my PayPal credit account easy to use and handy with some of my purchases highly recommend Reviewed on: 12th July 2026
Scott s's avatar
Scott s

For your money Pal it's got to be PayPal

5
Just so easy and if paid on time it's interest free, no brainer Reviewed on: 12th July 2026
Stewart Taylor 's avatar
Stewart Taylor

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101102 reviews
    PayPal

  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal

  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill