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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use

Easy to use, great for returns and money back. Reviewed on: 12th July 2026

Useful everywhere

Always easy to use. Perfect customer service. Reviewed on: 12th July 2026

PayPal gives me comfort on management my money, I ex...

PayPal gives me comfort on management my money, I exactly know how much I spent and where. Makes my life easier. Reviewed on: 12th July 2026

Simple, easy to use with some nice benefits

Simple, easy to use with some nice benefits Reviewed on: 12th July 2026

PayPal is making my life easier with a more secure w...

PayPal is making my life easier with a more secure way of paying giving me peace of mind when making a purchase. Reviewed on: 12th July 2026

Never had any issues, credit easily acccessible

Never had any issues, credit easily acccessible Reviewed on: 12th July 2026

The app is good but AI is poor it need to have more...

The app is good but AI is poor it need to have more access to accounts to verify customers identity. Reviewed on: 12th July 2026

Say yes and spread the cost

Since using PayPal credit card I've been able to say yes to things I wouldn't have been able too before. Easy to use and pay back Reviewed on: 12th July 2026

I am really enjoying using PayPal, as it helping me...

I am really enjoying using PayPal, as it helping me a lot for some circumstances Reviewed on: 12th July 2026

Been with PayPal for many years and always found the...

Been with PayPal for many years and always found them extremely reliable and convenient Reviewed on: 12th July 2026

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