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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Fantastic user friendly app

Been using PayPal credit for years the app is user friendly and easy to manage. When I’ve had queries about issues the live chat is very helpful and you don’t wait a long time to speak to someone. The PayPal pay in 3 is also a really good incentive plus it’s interest free and you don’t need to worry about missing a payment as it comes out your bank account on the same date Reviewed on: 17th June 2024

Good service

I like the service, but have never need to contact your customer service Reviewed on: 17th June 2024

Highly recommended

I use PayPal frequently, reliable, easy to send and receive money. Good customer service. Quick refunds if needed. Reviewed on: 17th June 2024

Have used PayPal credit for years now for more expen...

Have used PayPal credit for years now for more expensive purchases for electrical items. Always easy to use, easy to pay. Reviewed on: 17th June 2024

PayPal credit is an easy way of paying

PayPal credit is an easy way of paying for something and paying it back slowly at more of an affordable rate Reviewed on: 17th June 2024

I used PayPal credit and when COVID struck they were...

I used PayPal credit and when COVID struck they were flexible in my payback period. They were lifesavers on that front. Reviewed on: 17th June 2024

Better than using credit cards.

Better than using credit cards. Useful on the odd occasion throughout the year! Reviewed on: 17th June 2024

Been using PayPal and PayPal credit for many years.

Been using PayPal and PayPal credit for many years. No real issues that weren't sorted by PayPal quickly. Reviewed on: 17th June 2024

Useful and saves time to make payments.

Useful and saves time to make payments. Easy to get in contact. Reviewed on: 17th June 2024

Top service highly recommend, easy to manage great s...

Top service highly recommend, easy to manage great system Reviewed on: 17th June 2024

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