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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180906)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Simple and easy to use.

5
Simple and easy to use. Quick and straightforward. Great service also has the pay in 3 option which is ideal for large purchases. And also offers the buyer protection incase of any issues Reviewed on: 12th July 2026

PayPal is a straight forward provider for digital pa...

5
PayPal is a straight forward provider for digital payments with good consumer protection, customer service was helpful and able to resolve issues straight away Reviewed on: 12th July 2026

I am pleased with my experience, when I was in a bad...

5
I am pleased with my experience, when I was in a bad spot PayPal credit helped me to resolve my issues and still have enough to survive. Reviewed on: 12th July 2026

Best payment vehicle!

5
I am always treated with the utmost respect by PayPal whenever I have a query. Trust PayPal when paying for goods as they will always protect you...great sense of comfort! Abilitybto pay over 3 months interest fee is brilliant. PayPal credit is a great feature. Reviewed on: 12th July 2026

Love Pay In 3

4
Love Pay In 3 and other options as makes a real difference to be able to spread cost over time. Sufficient checks in place, though sometimes can be a bit of a blocker if transaction queried. Trust and love the brand, though. Reviewed on: 12th July 2026

I have been using PayPal for close to 15 years now ,...

5
I have been using PayPal for close to 15 years now , and my experience with them has been excellent, the ease at which I can use them to pay bill and shop online is second to none. Plus the payment options with PayPal makes paying stress free. Reviewed on: 12th July 2026

Excellent service, no complaints.

5
Excellent service, no complaints.. no issues. Quick to resolve any problems. Reviewed on: 12th July 2026

Secure Payments and Helpful Pay in 3 Option

5
've been using PayPal for several years and it's become my preferred way to pay online. I find it quick, convenient and reassuring not having to enter my card details on every website. Transactions are usually smooth, and I like being able to see all my purchases in one place. I've also found PayPal Pay in 3 really useful for spreading the cost of larger purchases over three payments, making it easier to budget without paying everything upfront. Overall, it's a service I use regularly and would happily recommend to others. Reviewed on: 12th July 2026

My chanse in life

5
Мне помогает пользоваться большими возможностями для улучшениями в жизни. Reviewed on: 12th July 2026

I value the secure and easy to use payment method.

5
I value the secure and easy to use payment method. Reviewed on: 12th July 2026

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