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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Appreciate the credit

Appreciate the credit option. Makes online purchasing easier. Reviewed on: 12th July 2026

Easy to use.

Easy to use. Complaints are handled efficiently and quickly. PayPal supply an excellent service. I wouldn't hesitate about using them. Reviewed on: 12th July 2026

PayPal credit card is very useful.

PayPal credit card is very useful. Having three months interest free to pay off larger one off purchases is great and easy to manage. Reviewed on: 12th July 2026

PayPal, just the service you need

I've been with PayPal since early noughties and I've been confident that any purchases are covered in any event or mishap. I've even mentioned this to my family and friends. Piece of mind especially during large purchases is a must and PayPal give me just that. Reviewed on: 12th July 2026

easy to use and monitor in the paypal app

easy to use and monitor in the paypal app Reviewed on: 12th July 2026

Was easy and smooth, not much else to add

Was easy and smooth, not much else to add Reviewed on: 12th July 2026

Simple and straightforward

Always a handy way to pay when money is tight without incurring interest. Use it for buying the more expensive items where I can spread the cost - and with up to £3000 with the push of a button Reviewed on: 12th July 2026

Safe and secure way of sending or receiving

Good for emergency purchases and safe way of sending and receiving money Reviewed on: 12th July 2026

PayPal is safe and secure giving me confidence to us...

PayPal is safe and secure giving me confidence to use it and also offers a range of payment options. Ideal. Reviewed on: 12th July 2026

paypal review

good communication pleasant and courteous staff and very helpful Reviewed on: 12th July 2026

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