Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180904 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180904)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy experience very informative process.

Easy experience very informative process. Reviewed on: 12th July 2026

Paypal great financial flexibility

PayPal has allowed me to purchase things I wouldn't have been able to afford and I get the chance to pay up in 3 or pay over time. Whatever suits me. It makes me feel my transactions are secure online. Reviewed on: 12th July 2026

Happy with pay Pal but find it confusing when workin...

Happy with pay Pal but find it confusing when working out my pp credit balance Reviewed on: 12th July 2026

Good experience

Good .easy set up. Get paypal. You wont be disapointed Reviewed on: 12th July 2026

It was good overall good experience

It was good overall good experience Reviewed on: 12th July 2026

I use PayPal pay in 3 installments regularly which I...

I use PayPal pay in 3 installments regularly which I like Reviewed on: 12th July 2026

Its awesome and the support are great.

Its awesome and the support are great. It just works! Reviewed on: 12th July 2026

My experience has always been best with PayPal as it...

My experience has always been best with PayPal as it is a most secure way to get paid lr pay out someone. Reviewed on: 12th July 2026

Pay Pal makes every transaction easy and safe.

Pay Pal makes every transaction easy and safe. I can uy online with full confidence that they will be there to support me if needed Reviewed on: 12th July 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Any issues ALWAYS solved so well by the support staff! Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101095 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub