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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

So easy and available on most websites as payment op...

So easy and available on most websites as payment option. You can choose as safe payment method or to spread the cost given you full control. Reviewed on: 12th July 2026

5 star service and more.

All my experiences with PayPal have been simple and resolved quickly. They have always provided an excellent service. Have and always will recommend them. Reviewed on: 12th July 2026

I love using PayPal with my online purchases for it...

I love using PayPal with my online purchases for it is convenient, safe, secure and fast to use. It also offers instalment payment with zero interest which is helpful for mums like me who manages the family’s monthly spending budget. Reviewed on: 12th July 2026

Payoal Credit - Excellent

I’ve found PayPal Credit easy to set up via the app and really easy to use and to see account balances wherever and whenever I need to. Any dealings with PayPal have always been excellent and their customer service team have always been helpful and very patient, I would highly recommend PayPal Credit to family and friends without hesitation. Reviewed on: 12th July 2026

PayPal was a convenient and secure experience for me.

PayPal was a convenient and secure experience for me. Creating an account was straightforward, and linking my bank account was quick. I used PayPal to make an online purchase, and the payment was processed instantly without having to enter my card details on the website. I also appreciated receiving an email confirmation for the transaction, which helped me keep track of my spending. Overall, PayPal made online payments easy, fast, and reliable, and I would use it again for future purchases Reviewed on: 12th July 2026

Great offers and repayments and best apr, good value...

Great offers and repayments and best apr, good value for money Reviewed on: 12th July 2026

Very smooth and easy

Very straight forward and easy to use website and app. On the very few times I've contacted customer services they were very quick to resolve the issue. Reviewed on: 12th July 2026

Using pay pal credit has been great.

Using pay pal credit has been great. It offers many payment options and with 0% on purchases over £100 for four months it allows me to spread out the cost without the preditoty financial entrapment Reviewed on: 12th July 2026

To have total trust, confidence that your money is p...

To have total trust, confidence that your money is protected and safe is paramount and PayPal continues to provide me with that trust and confidence Arguably the exemplar in the financial field Reviewed on: 12th July 2026

Paypal Credit.

What's not to like. Credit at the Push of a Button. Reviewed on: 12th July 2026

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