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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is great value for money and security

Been a PayPal member for for a while now and with PayPal credit I feel like I have security with items over £100 been intrest free for 4 months is perfect. Reviewed on: 12th July 2026

Easy to apply, found no issues, useful credit

Easy to apply, found no issues, useful credit Reviewed on: 12th July 2026

Professional easy to use service and any disputes ar...

Professional easy to use service and any disputes are settled quickly and satisfactorily Reviewed on: 12th July 2026

Easy to use.

Easy to use. Super easy to use, very flexible, support wife range of use cases. Reviewed on: 12th July 2026

I think PayPal should remind you of any upcoming pay...

I think PayPal should remind you of any upcoming payments Reviewed on: 12th July 2026

Just always available when you need it.

Just always available when you need it. It's like a friend indeed being always present for the friend in need. Reviewed on: 12th July 2026

It’s good but

It’s good. But I don’t like the slowness in seeing if your payment has been made, even on a direct debit. I changed a card once and hadn’t connected it properly (that’s not especially clear how to do either). I didn’t get an email until the day after the payment had failed. I made a quick manual payment, but you still have to wait days for that to show. Reviewed on: 12th July 2026

Great money service

Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

I always feel safe about my transactions using PayPa...

I always feel safe about my transactions using PayPal because any problems I’ve had in the past have been fixed by PayPal with ease instead of having a stressful time with businesses that have not returned my money rightfully. Reviewed on: 12th July 2026

Never had any problems

Never had any problems and easy to use Reviewed on: 12th July 2026

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