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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

A good all round service

Easy to use and available across many platforms; adds a layer of security when purchasing Reviewed on: 17th June 2026

Perfect and Easy

Easy and reliable always use it whenever ı need Reviewed on: 17th June 2026

PayPal credit has been very useful to spread the cos...

PayPal credit has been very useful to spread the cost of some unexpected purchases. Reviewed on: 17th June 2026

Sensible

A sensible way of managing your finances when you need those last minute outfits or concert tickets. With a long enough time to pay back with no additional interest Reviewed on: 17th June 2026

Very realiable and excellent customer service

Very realiable and excellent customer service Reviewed on: 17th June 2026

PayPal credit is great for helping manage purchases...

PayPal credit is great for helping manage purchases with 4 months interested free Reviewed on: 17th June 2026

Always had a good experience no issues

Always had a good experience no issues Reviewed on: 17th June 2026

Smooth and easy

Pay pal is easy and smooth to use but I find it hard being able to speak to an actual person Reviewed on: 17th June 2026

Good PayPal Credit

PayPal is a reliable and easy-to-use payment service. Transactions are fast, secure, and accepted by many online stores. I have had a very positive experience using PayPal and would highly recommend it to anyone looking for a safe way to pay online. Reviewed on: 17th June 2026

Easy to use, helps me stretch things till pay day

Easy to use, helps me stretch things till pay day Reviewed on: 17th June 2026

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