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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I've been using PayPal credit for more than 5 years.

I've been using PayPal credit for more than 5 years. This is the best way to pay for my online purchaces .The terms and conditions are flexible. Refunds show up at the moment.The system is suitable for every household. My kids are using it ,too. Reviewed on: 27th May 2025

Quick, easy and always had good in person experience...

Quick, easy and always had good in person experiences when contacted PayPal Reviewed on: 27th May 2025

Great way to buy purchases and pay over 4 months

Great way to buy purchases and pay over 4 months Reviewed on: 27th May 2025

PayPal support

When purchasing online, I usually spread the cost by using Paypals pay in 3, it’s a great support for emergencies and necessities or simply for treats. Reviewed on: 27th May 2025

Outstanding Service and Seamless Experience!

I’ve used several finance providers in the past, but none have come close to the professionalism, clarity, and customer care I’ve experienced here. The entire process was quick, transparent, and stress-free from start to finish. What truly sets this provider apart is their commitment to making finance accessible and manageable, without overwhelming jargon or hidden fees. Their customer service is exceptional – friendly, responsive, and genuinely helpful. Every interaction made me feel valued and supported, not just like another number. I also appreciated the flexible options that catered to my needs without pressure. I’ve recommended them to family and friends and will continue to do so. In a world where good service is hard to come by, this team continues to raise the bar. Reviewed on: 27th May 2025

Paypal credit is very good because it helps me a lot.

Paypal credit is very good because it helps me a lot. i am student and wanted a laptop for my assessment and final project, but wasn't having all the full money to buy the laptop so i applied for credit from several credit agency so i can buy the laptop but non of them approved it. But paypal approve my application bought the laptop and now i have pay all of what i was owing too Reviewed on: 27th May 2025

Satisfaction

Very good to deal with made easy with comunication from them Reviewed on: 27th May 2025

Quick and easy to use.

Quick and easy to use. Handy whether you’re paying back a friend or setting up a pay-in-3 instalment on a larger purchase. Reviewed on: 27th May 2025

perfect paypal

An amazing experience using paypal credit, very helpful and easy to mange.The installment with no interest rate has always lended me a hand and My payment methods has never been this great and supportive. It allowed me to never be a late payer or ever miss my payments and this way it had allowed me to use paypal credit more often. Reviewed on: 27th May 2025

No problems - I will happily recommend it

No problems - I will happily recommend it Reviewed on: 27th May 2025

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