Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144938 reviews)

View other PayPal products

4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144939)

Great service, innovative solution

Great service, innovative solution Reviewed on: 17th June 2026

Overall good, penalised quite readily for late payme...

Overall good, penalised quite readily for late payments but keeps the client accountable for finances. Handy for bigger purchases and clear rules and information when making purchases. Reviewed on: 17th June 2026

A great way to buy

The rolling 4 months interest-free credit is a great feature and something I use often. Reviewed on: 17th June 2026

Excellent in Customer Service

I have had PayPal for many years and I have always found it to be excellent in all areas. I am very big on Customer Service as a Senior agent with the Local authorities, I would recommend PayPal to everyone. Easy to use and navigate around the app. Reviewed on: 17th June 2026

Quick, secure, convenient, flexible

Quick, secure, convenient, flexible Reviewed on: 17th June 2026

Really easy to use and the help is fast and...

Really easy to use and the help is fast and reliable Reviewed on: 17th June 2026

PayPal has made my payments easier than never, l hav...

PayPal has made my payments easier than never, l have the peace of mind that my purchases are secure amd is truly easy to use. Reviewed on: 17th June 2026

PayPal is the best

I’ve been using PayPal for 18 years and more recently I joined PayPal credit and they’ve been as good. As a service they are quick and easy to use. Highly recommend them. Reviewed on: 17th June 2026

PayPal credit was a great option for...

PayPal credit was a great option for me for redecorating the house. it was quick and easy to apply for but also a good thorough check to ensure you can safely borrow money and afford the payments. I would highly recommend using PayPal credit and have had no issues whatsoever. Reviewed on: 17th June 2026

I found it really easy to set up .

I found it really easy to set up and to use . Making it one less worry Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75694 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub