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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal has always been very helpful

PayPal has always been very helpful Reviewed on: 27th May 2025

Easy to organise and manage payments etc

Easy to organise and manage payments etc Reviewed on: 27th May 2025

Flexible, simple and always available!

Applying for credit with PayPal is really simple and quick to set up and to use time after time. I use the pay in three offers and the options to pay over four or more months. The flexibility is so helpful. Reviewed on: 27th May 2025

Paypal credit has been really good for me in order t...

Paypal credit has been really good for me in order to manage my payments Reviewed on: 27th May 2025

Very quick and easy to use, responsible lending and...

Very quick and easy to use, responsible lending and competitive rates of interest (with excellent offers of 0% interest at some retailers). Would definitely recommend. Reviewed on: 27th May 2025

I been using PayPal for 10 years and I never have an...

I been using PayPal for 10 years and I never have any issues I think is the best Reviewed on: 27th May 2025

Quick responses when items have not been received.

Quick responses when items have not been received. Reviewed on: 27th May 2025

Very handy when you want to borrow money and pay no...

Very handy when you want to borrow money and pay no interest Reviewed on: 27th May 2025

I’ve used PayPal on different pay now and pay later...

I’ve used PayPal on different pay now and pay later purchases and always good experiences. Reviewed on: 27th May 2025

Paypal is easy to use and has an amazing service

Paypal is easy to use and has an amazing service Reviewed on: 27th May 2025

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