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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145168 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145168)

Always a great experience!

Always have a great experience and any fears of fraud are dealt with quickly. Reviewed on: 17th June 2026

Excellent and easy to use, no issues, clear instruct...

Excellent and easy to use, no issues, clear instructions Reviewed on: 17th June 2026

Love how easy and secure PayPal is.

Love how easy and secure PayPal is. I use it frequently and love it. Pay in 3 is excellent for buying things and easily linked to your account for payment. Reviewed on: 17th June 2026

Extremely helpful, suits your budget and allows you...

Extremely helpful, suits your budget and allows you the time to pay back, supportive with people who do require some extra support. Reviewed on: 17th June 2026

PayPal Credit is the way, absolutely amazing

PayPal Credit is the way, absolutely amazing Reviewed on: 17th June 2026

Great customers service when we had issues and overa...

Great customers service when we had issues and overall great company Reviewed on: 17th June 2026

Amazing - always enjoy purchasing with them.

Amazing - always enjoy purchasing with them. Reviewed on: 17th June 2026

Great experience.

Great experience. Would recommend Reviewed on: 17th June 2026

Been using PayPal for years and years .

Been using PayPal for years and years .Always a very simple and safe option with the addition of pay in three and PayPal credit it allows a lot of flexibility Reviewed on: 17th June 2026

Its just so easy to pay for everything you want...

Its just so easy to pay for everything you want Reviewed on: 17th June 2026

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