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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Safe and secure.

Safe and secure. Easy way of managing your money. Reviewed on: 27th May 2025

Easy to use online, choices of shops are excellent

Easy to use online, choices of shops are excellent Reviewed on: 27th May 2025

Brilliant

It’s very easy to apply. I was excepted and I used it straight away. Customer service were brilliant when I made a mistake and paid twice my monthly payment and I was refunded the next day Reviewed on: 27th May 2025

PayPal my best pal !

Always easy to track in every way ….. PayPal keep me so updated at all times . Reviewed on: 27th May 2025

Brilliant service easy affordable monthly payment s...

Brilliant service easy affordable monthly payment solution Reviewed on: 27th May 2025

Easy to pay off in small amounts or chunks

Easy to pay off in small amounts or chunks Reviewed on: 27th May 2025

Love it , the best ever, so easy to...

Love it , the best ever, so easy to use at any time Reviewed on: 27th May 2025

Great product

Very easy to make payments and can pay off as much as you want at any time. Reviewed on: 27th May 2025

Pay pal helps me a lot with my finances.

Pay pal helps me a lot with my finances. Reviewed on: 27th May 2025

user friendly and safe, able to access safely

user friendly and safe, able to access safely Reviewed on: 27th May 2025

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