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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is the best platform to use

PayPal is a very easy and convenient way to pay for items especially larger priced items and PayPal for me has always been very easy to understand along with the fact you can pay over easier manageable chunks and with no interest so for me what is not to like definitely it helps me with my bigger purchases . Reviewed on: 12th July 2026

Very reliable and prompt service.

Very reliable and prompt service. Reviewed on: 12th July 2026

It was good and easy using paypal and

It was good and easy using papal helped me get with transactions easily and much quicker than other Reviewed on: 12th July 2026

Use PayPal credit all the time, very handy and also...

Use PayPal credit all the time, very handy and also in Weatherspoons to pay for food and drinks ordered at the table. Reviewed on: 12th July 2026

Easy website to follow - various payment options and...

Easy website to follow - various payment options and very secure Reviewed on: 12th July 2026

Great and ready to use, very convenient

Great and ready to use, very convenient Reviewed on: 12th July 2026

Easy does it.

Simple and straightforward - easy to understand at all stages. Thoroughly recommend. Reviewed on: 12th July 2026

Always found paypal convenient, fast and customer se...

Always found paypal convenient, fast and customer service excellent Reviewed on: 12th July 2026

Always feel secure in payments and any issues always...

Always feel secure in payments and any issues always resolved promptly. 4 months interest free and pay in 3 nice extra options. Reviewed on: 12th July 2026

Always good quick customer service

Always good quick customer service Reviewed on: 12th July 2026

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