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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145298 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145299)

Paypal Credit is well worth it

I have used PayPal Credit for a few years now and it has been an excellent and very convenient facility. The rates are better than alternatives, too, and the Paypal staff are always very efficient and helpful whenever I have had a query. Definitely a facility that everyone can use. Highly recommended. Reviewed on: 17th June 2026

PayPal credit enables me to split payments and avoid...

PayPal credit enables me to split payments and avoid high interest. I have had nothing but positive experiences with PayPal. Reviewed on: 17th June 2026

A good experience with PayPal where I can buy now an...

A good experience with PayPal where I can buy now and pay later and also save me from fraud Reviewed on: 17th June 2026

PayPal Credit

Great to the offered 4 months interest free credit but setting up a direct debit amount and schedule is difficult Reviewed on: 17th June 2026

Easy to use, customer service great if any issue

Easy to use, customer service great if any issues Reviewed on: 17th June 2026

Always happy with PayPal.

Always happy with PayPal.i like the 3 payment option Reviewed on: 17th June 2026

Straightforward and secure

Utilised for several years now and level it offers extra layer of security when I don’t wish to give my bank details online. Overall simple, convenient and effective to use and handy when I want to spread cost of purchases Reviewed on: 17th June 2026

Easy to use and good payment options Well laid out app.

Easy to use and good payment options Well laid out app. Reviewed on: 17th June 2026

I will use PayPal again.

I will use PayPal again. PayPal team helped me very quickly when I needed and the ammount of money I receive was higher than any other offer Reviewed on: 17th June 2026

Excellent service!

Excellent service! PayPal is fast, secure, and very easy to use. I appreciate the convenience of making payments online and the added security features. Highly recommended. Reviewed on: 17th June 2026

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