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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145321 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145321)

PayPal Credit! A great idea, done well :)!

Easy to organise and use method of extending a payment period without incurring any additional costs. Flexible repayment arrangements, clearly explained, prompts when payment due. Great :)! Reviewed on: 17th June 2026

Always considerate C.S.

I have never felt as if no one was listening to me, any disputes I have had have been dealt with in a timely manner and with respect. Reviewed on: 17th June 2026

Easy to use with clear details to make right decision

Very easy to use and clear information to make the right decision Reviewed on: 17th June 2026

TOP to have for your needs

Perfect for your needs, and most importantly you can pay it back in 4 months, no one’s gives you better. Forget about HALIFAX Reviewed on: 17th June 2026

Understanding & Patient

I've used Pay Pal for many years now, ill be honest I recently got myself in a bit of a financial pickle but they were very understanding and patient while I sorted everything out. So I was very grateful for this. Reviewed on: 17th June 2026

I never had any problem is good and safe amazing...

I never had any problem is good and safe amazing app Reviewed on: 17th June 2026

PayPal gave me access to money when I needed it most...

PayPal gave me access to money when I needed it most and now I pay in three instalments without interest fee, that’s amazing. Reviewed on: 17th June 2026

Excellent service

This service is excellent and thank you PayPal for providing it .. Reviewed on: 17th June 2026

Very helpful when you speak to any of the team...

Very helpful when you speak to any of the team Reviewed on: 17th June 2026

Very convenient credit service.

Very convenient credit service. Transactions and key dates are very visible and easily accessed. Reviewed on: 17th June 2026

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