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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181105)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal always gives me options to pay which I love...

PayPal always gives me options to pay which I love Reviewed on: 14th July 2026

good...........................

good ............................ Reviewed on: 14th July 2026

Why I love PayPal Credit !!

I am thrilled to be able to use the PayPal Credit option for some of my transactions ! PayPal Credit makes it possible for me to make online purchases of more expensive items, by spreading the cost over time! And 0% interest for the first four months is such a great deal ! It's thanks to PayPal Credit that I have been able to afford some of the wonderful vintage treasures that I love to collect. Reviewed on: 14th July 2026

The best

Excellent experience from the very start Reviewed on: 14th July 2026

My Go-To Payment Method for Years

I’ve been using PayPal for both online shopping and sending money to family for over five years, and it remains my absolute favourite way to pay online. The biggest selling point is the pure convenience. When I’m checking out on a website, I don't have to get up, find my wallet, and type in a 16-digit card number, expiration date, and CVV code. I just click the PayPal button, log in with face ID or a quick password, and the transaction is done in seconds. It completely removes the friction from online shopping. Beyond the speed, it gives me massive peace of mind. I love that I don't have to share my actual credit card details with dozens of smaller, random online retailers. PayPal acts as a secure shield between my banking info and the merchant. Plus, their Buyer Protection is a fantastic safety net—on the rare occasion a package didn't arrive and a seller went silent, PayPal stepped in and refunded my money seamlessly. The mobile app is clean and intuitive, making it incredibly simple to split a dinner bill with friends or send money instantly. If you value speed, security, and skipping the hassle of typing out card details every time you buy something, PayPal is still the gold standard. Reviewed on: 14th July 2026

Been good since ive got it and easy to use and gives...

Been good since ive got it and easy to use and gives you good reminders when its due Reviewed on: 14th July 2026

Easy to use and is accepted most places , has also l...

Easy to use and is accepted most places , has also let me make safe second hand purchases in safety and confidence. Another great feature is to help build my credit score safely which is amazing. Reviewed on: 14th July 2026

I applied for a sum of money I was granted it within...

I applied for a sum of money I was granted it within a short time it meant the world to me ,I was able to purchase an expensive item I didn’t have the financial ability at the time and they allowed me to pay back what I could afford each month ! No hassle just advice. Reviewed on: 14th July 2026

great service!

great service!!!!!!!!!!!!!!!!!!!!! Reviewed on: 14th July 2026

Very good excellent work always helpful

Very good excellent work always helpful Reviewed on: 14th July 2026

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