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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104177 reviews)

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4.90

Based on 104,177 reviews, last reviewed 11th May 2026

2461050% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Was very easy to purchase electronics through PayPal... Was very easy to purchase electronics through PayPal credit Reviewed on: 11th May 2026

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104177)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I’ve had a good experience with PayPal.

I’ve had a good experience with PayPal. I can’t complain. I’ve used paper for a number of years and a few months ago when I was having issues I was able to contact them and spoke to someone on the phone helped me. Reviewed on: 10th May 2026

easy to contact, helpful and solved my problem.

Very easy to contact Really helpful when I had to ring them about a problem with a payment They sorted it all out for me very promptly - a straightforward process and much easier than I thought - took a great weight off my mind. Reviewed on: 10th May 2026

Very easy to use.

Very easy to use. Lots of different options for flexibility when it comes to purchasing things. Has helped me keep in track of my finances. One little thing that I’d suggest as an improvement is the app itself. I’d like for there to be an option to log in straight away bypassing the passkey after the first use. Other than that, pretty happy with everything. Reviewed on: 10th May 2026

Great service, so easy to transfer quick money to fr...

Great service, so easy to transfer quick money to friends and family Reviewed on: 10th May 2026

My experience with customer service was phenomenal;...

My experience with customer service was phenomenal; the lady was kind and polite to talk to when I had issues with my bank due to phone number change. Reviewed on: 10th May 2026

Can't fault PayPal in any way shape or form

When I had to have a new Debit card due to fraudulent activity on my bank account which thankfully the bank had caught and stopped, but I now had to wait for a new debit card. I had totally forgot that within two days PayPal would be taking the last payment of 1 in 3 payments obviously my old card no longer worked so no payment could be taken. When i 0honed customer service they were very understanding and as id not recived my new card yet i couldnt change my card details. Within 10/15 minutes it was all sorted for me. Once my new card arrived I then updated my details.Customer service have always been helpful when ive had to call in the past, ive told all my friends to use PAYPAL when buying online as they will help you deal with a seller thats is being less than helpful. I personally think they are a brilliant company and ive never experienced a problem with them and Ive used thenlm for around 12 years maybe longer. They add an extra level of security for anything you buy online. Reviewed on: 10th May 2026

Easy simple and you no what your getting other compa...

Easy simple and you no what your getting other companies I used hide small print and cost Reviewed on: 10th May 2026

All the transactions are flawless, and easy to do.

All the transactions are flawless, and easy to do. Reviewed on: 10th May 2026

Easy next day delivery and more choice of of offers.

Easy next day delivery and more choice of of offers. Guaranteed back up Reviewed on: 10th May 2026

Convenient and flexible payments

PayPal Credit has been very useful for managing larger purchases and spreading payments in a simple way. The app is easy to use, payments are clear, and the direct debit setup gives extra peace of mind. Overall, a smooth and reliable experience with good flexibility when needed. Reviewed on: 10th May 2026

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