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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good experience

Good im happy , nice experience . Easy to use Reviewed on: 12th July 2026

Only reviewing for competition entry

Only reviewing for competition entry Reviewed on: 12th July 2026

Easy to use, excellent service, and good customer se...

Easy to use, excellent service, and good customer service. Reviewed on: 12th July 2026

I have recommended PayPal to friends and family.

I have recommended PayPal to friends and family. The 3 payment plan helps so I never have to worry about forgetting to pay it’s all automatic . Reviewed on: 12th July 2026

Absolutely amazing.

Absolutely amazing.. I do most of my shopping using paypal Reviewed on: 12th July 2026

Just so easy especially transferring money abroad

Just so easy especially transferring money abroad Reviewed on: 12th July 2026

Secure platform

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the online account is simple to use. It’s been a convenient way to spread the cost of purchases when needed. Customer service has been helpful whenever I’ve had questions, and I appreciate the flexibility it offers. Overall, I’m very satisfied with the service and would recommend it to others. Reviewed on: 12th July 2026

Quick and easy.

Quick and easy. Reliable service Reviewed on: 12th July 2026

Best experience and so helpful highly recommend

Best experience and so helpful highly recommend Reviewed on: 12th July 2026

basic experience, app is a little slow updating

basic experience, app is a little slow updating, sometimes taking upto a week to update your info Reviewed on: 12th July 2026

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