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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180875 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180878)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Terrible could not use and nothing would authorise

Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

financial freedom

PayPal has made transactions and financial freedom possible for me Reviewed on: 11th July 2026

never disappointed

I've been using PayPal for years and it never disappoints. Credit option and pay in 3 are my most used tools when doing bigger shop. Also using PayPal to pay for goods is very easy and user friendly. Reviewed on: 11th July 2026

Everything is straight forward and simple to apply

Everything is straight forward and simple to apply Reviewed on: 11th July 2026

PayPal fast secure and safe to use

PayPal fast secure and safe to use Reviewed on: 11th July 2026

Very useful, provides some sort of safety for purcha...

Very useful, provides some sort of safety for purchases. Only negative is doesn't always clarify documentation and policies if there is a problem Reviewed on: 11th July 2026

My First time opening a credit account with PayPal

My First time opening a credit account and it’s very easy to understand for newcomers Reviewed on: 11th July 2026

Easy to use

Easy to use good offers of if I spend over a certain amount of money I have had offers on interest free periods Reviewed on: 11th July 2026

I had not for...

I had not considered PayPal Credit as an option for my purchase. But It came up and was easy to use and instructions were clear and precise and to be able to spread the cost over 4 months was perfect! Reviewed on: 11th July 2026

Absolutely brilliant easy to deal with quick and ef...

Absolutely brilliant easy to deal with quick and efficient business Reviewed on: 11th July 2026

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