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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180874)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Its easy to use the app.

4
Its easy to use the app.I use it often to break down bigger cost purchases.Its convenient. Reviewed on: 11th July 2026

Love PayPal

5
Never had any issues. Easy to use. Reviewed on: 11th July 2026

Love using PayPal it’s secure and safe

5
Love using PayPal it’s secure and safe Reviewed on: 11th July 2026

Easy to set up and monitor using the mobile app.

5
Easy to set up and monitor using the mobile app. Communication is clear with regard to payment reminders and direct debit notifications. Paying using PayPal credit is easy - it is almost impossible to pay using credit by accident. Reviewed on: 11th July 2026

Highly recommend

5
It’s always very positive and I would highly recommend, I use it all the time Reviewed on: 11th July 2026

Very fast, reliable and safe service.

5
Very fast, reliable and safe service. Always there when I need it Reviewed on: 11th July 2026

Always happy to pay via PayPal and the option to pay...

5
Always happy to pay via PayPal and the option to pay in 3 is brilliant. If there's ever any issues the customer service is spot on Reviewed on: 11th July 2026

PayPal has been a lifeline

5
PayPal has been a lifeline allowing me to spread my payments interest free on things you couldn't previously get like food shopping. The email reminder of an upcoming payment is very helpful and the new debit card is very handy Reviewed on: 11th July 2026

Hassle free

5
Easy to use spread cost over time without hassle excellent communcation on how much you owe great app Reviewed on: 11th July 2026

Always there when I need it most

5
Always there when I need it most Reviewed on: 11th July 2026

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