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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145370 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145370)

Very good customer service, easy to use

Very good customer service, easy to use Reviewed on: 17th June 2026

Very quick and easy to use.

Very quick and easy to use. With manageable monthly payments Reviewed on: 17th June 2026

Excellent service

I never fall behind in a payment as I get good reminders, unlike others that only tell you when they penalise you. When something has gone wrong one phone call and it's sorted. Everything is done to help you in favour of your outcome so you are not left out of pocket. I lost my debit card and immediately sorted in minutes. A full payment and a pay in 3 taken at the same time for a purchase, again quickly sorted. Bad sellers and PayPal has come down in my favour. I also like the safety box not using my card details on websites. Agents are very efficient, courteous and friendly too. Reviewed on: 17th June 2026

Payments protected & always updated on my account

Payments protected & always updated on my account Reviewed on: 17th June 2026

Very easy to repay if payed in the free interest fre...

Very easy to repay if payed in the free interest free 4 month period Reviewed on: 17th June 2026

All round excellent 100% would recommend to anybody

All round excellent 100% would recommend to anybody Reviewed on: 17th June 2026

Great experience and easy to use

Great experience and easy to use Reviewed on: 17th June 2026

It's a customer focused business

It's a customer focused business that is cleverly designed for easy use Reviewed on: 17th June 2026

I have always been more than happy with the service...

I have always been more than happy with the service provided by PayPal both when making purchases and if / when I might have had a situation that needed assistance in getting a resolution. I would highly recommend everyone to have a PayPal account. Thank you for the continued great all round service. Reviewed on: 17th June 2026

4 months interest free period is very good for the p...

4 months interest free period is very good for the purchase over a certain value. PayPal does not always provide the retailers information like Klarna where the spendings are much more transparent and other options available Reviewed on: 17th June 2026

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