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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145374 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145374)

Great experience and easy to use

Great experience and easy to use Reviewed on: 17th June 2026

It's a customer focused business

It's a customer focused business that is cleverly designed for easy use Reviewed on: 17th June 2026

I have always been more than happy with the service...

I have always been more than happy with the service provided by PayPal both when making purchases and if / when I might have had a situation that needed assistance in getting a resolution. I would highly recommend everyone to have a PayPal account. Thank you for the continued great all round service. Reviewed on: 17th June 2026

4 months interest free period is very good for the p...

4 months interest free period is very good for the purchase over a certain value. PayPal does not always provide the retailers information like Klarna where the spendings are much more transparent and other options available Reviewed on: 17th June 2026

Straight forward and easy.

Straight forward and easy. Nice app Reviewed on: 17th June 2026

Safe, Secure, Reliable payments

I have used this payment method for a few years now and have never had an issue. It makes online purchase payments safe, secure, easy to manage and easily accessible. I wouldn't be without it! Reviewed on: 17th June 2026

My place for paying online retailers, also when shop...

My place for paying online retailers, also when shopping in larger stores where the PayPal sign is displayed. Reviewed on: 17th June 2026

Its just simple and it works

Great payment options and pay in 3 is fantastic Reviewed on: 17th June 2026

Safety when paying for items

I’ve been using Paypal for years, I feel safe when paying through Paypal, also the pay in 3 is excellent also the paypal card is excellent Reviewed on: 17th June 2026

Amazing Experience

Am with paypal almost 6-7 year that’s my amazing journey is going Reviewed on: 17th June 2026

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