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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Its just simple and it works

Great payment options and pay in 3 is fantastic Reviewed on: 17th June 2026

Safety when paying for items

I’ve been using Paypal for years, I feel safe when paying through Paypal, also the pay in 3 is excellent also the paypal card is excellent Reviewed on: 17th June 2026

Amazing Experience

Am with paypal almost 6-7 year that’s my amazing journey is going Reviewed on: 17th June 2026

simple, easy to use credit.

I have used PayPal credit for a few years now, it’s easy to manage my credit on the app & pay either in store or online. Reviewed on: 17th June 2026

It’s so quick and easy when purchasing online thanks...

It’s so quick and easy when purchasing online thanks to PayPal credit - if something comes up before pay day I know I can use this service and pay back anytime within 4 months interest free. It’s so much better than a credit card. You can make payments as and when you want and they give you notice when that interest free period is coming to a close. I cannot fault them - I set up a direct debit to pay a specific amount each month and know i don’t have to worry about missing a deadline Reviewed on: 17th June 2026

Always easy, always secure and safe.

Always easy, always secure and safe. Reviewed on: 17th June 2026

PayPal Credit! A great idea, done well :)!

Easy to organise and use method of extending a payment period without incurring any additional costs. Flexible repayment arrangements, clearly explained, prompts when payment due. Great :)! Reviewed on: 17th June 2026

Always considerate C.S.

I have never felt as if no one was listening to me, any disputes I have had have been dealt with in a timely manner and with respect. Reviewed on: 17th June 2026

Easy to use with clear details to make right decision

Very easy to use and clear information to make the right decision Reviewed on: 17th June 2026

TOP to have for your needs

Perfect for your needs, and most importantly you can pay it back in 4 months, no one’s gives you better. Forget about HALIFAX Reviewed on: 17th June 2026

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