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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Only had a good experience

Only had a good experience with paypal over the years Reviewed on: 12th July 2026

Professional and sleek

Professional and sleek. My problem was resolved Reviewed on: 12th July 2026

Been using PayPal for 12 years and never had an issue.

Been using PayPal for 12 years and never had an issue. The addition of the app and physical card is spot on! Reviewed on: 12th July 2026

The app is easy to use .

The app is easy to use . When shopping I can use PayPal pay in 3 or interest free . It’s great to use PayPal to pay for things as it’s got a guarantee when sending money . Reviewed on: 12th July 2026

Good company Olga Mezore

Good company Perfect service Everything Faster Reviewed on: 12th July 2026

My Go-To

PayPal is always my preferred payment or receiving app Reviewed on: 12th July 2026

Great option to spend

Using PayPal credit gives you the option to spend interest free for 4 month. Customer service is always there to help if you have a query. Also a safe way to pay Reviewed on: 12th July 2026

Easy to use and reliable way to pay

Always easy to use and reliable . There are different options to choose so planning payments to fit your your finances Reviewed on: 12th July 2026

Quick credit check on credit score and good Credit l...

Quick credit check on credit score and good Credit limit. Reviewed on: 12th July 2026

Very fast service didn’t think I’ll get it but defin...

Very fast service didn’t think I’ll get it but definitely not forget it Reviewed on: 12th July 2026

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