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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Understanding & Patient

I've used Pay Pal for many years now, ill be honest I recently got myself in a bit of a financial pickle but they were very understanding and patient while I sorted everything out. So I was very grateful for this. Reviewed on: 17th June 2026

I never had any problem is good and safe amazing...

I never had any problem is good and safe amazing app Reviewed on: 17th June 2026

PayPal gave me access to money when I needed it most...

PayPal gave me access to money when I needed it most and now I pay in three instalments without interest fee, that’s amazing. Reviewed on: 17th June 2026

Excellent service

This service is excellent and thank you PayPal for providing it .. Reviewed on: 17th June 2026

Very helpful when you speak to any of the team...

Very helpful when you speak to any of the team Reviewed on: 17th June 2026

Very convenient credit service.

Very convenient credit service. Transactions and key dates are very visible and easily accessed. Reviewed on: 17th June 2026

PayPal is so easy to use and keep an eye on how much...

PayPal is so easy to use and keep an eye on how much money you spend Reviewed on: 17th June 2026

It's credit via PayPal.

It's credit via PayPal. Easy enough to manage but nothing that makes it stand out. Reviewed on: 17th June 2026

Paypal Credit is well worth it

I have used PayPal Credit for a few years now and it has been an excellent and very convenient facility. The rates are better than alternatives, too, and the Paypal staff are always very efficient and helpful whenever I have had a query. Definitely a facility that everyone can use. Highly recommended. Reviewed on: 17th June 2026

PayPal credit enables me to split payments and avoid...

PayPal credit enables me to split payments and avoid high interest. I have had nothing but positive experiences with PayPal. Reviewed on: 17th June 2026

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