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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181155)

I’ve had no problems, great experience with all serv...

5
I’ve had no problems, great experience with all services Reviewed on: 12th July 2026
Nate's avatar
Nate

Paypal is easy to use and safe.

5
Paypal is easy to use and safe. I liked the offer of 3 months interest free. Reviewed on: 12th July 2026
Marie D's avatar
Marie D

Ive always used PayPal which is very secure and avai...

4
Ive always used PayPal which is very secure and available for the majority of sites I purchase from giving me flexibility and peace of mind Reviewed on: 12th July 2026
J D's avatar
J D

Paypale is not like old paypal anymore.

1
Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

Payments

5
Very clear and easy to see when payments are due however the payments can take a few days after the due date to leave bank account. App is easy to navigate and can instantly see balance Reviewed on: 12th July 2026
GurrW's avatar
GurrW

Excellent company, I have used them for years with n...

5
Excellent company, I have used them for years with no issues. Reviewed on: 12th July 2026
Huw L's avatar
Huw L

Couldn't be easier

5
Always easy, straightforward transactions. Clear and understandable online transactions. Easy to use, easy to make payments. Reviewed on: 12th July 2026
Colin Wapshott's avatar
Colin Wapshott

Like using PayPal for protection and ease

4
Like using PayPal for protection and ease Reviewed on: 12th July 2026
Jo H's avatar
Jo H

Convenient and easy to use

5
Never had any problems with the service. I especially like the fact that they send a reminder when the payment is due so i don't forget to pay! Reviewed on: 12th July 2026
Jo Woodsford's avatar
Jo Woodsford

It was very straightforward, no hidden charges, and...

5
It was very straightforward, no hidden charges, and gave me a discount on the first purchase. Reviewed on: 12th July 2026
Claire V's avatar
Claire V

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