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PayPal: PayPal Credit reviews

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4.91
Based on 50,806 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Really easy to spend money or sending but sometimes...

5
Really easy to spend money or sending but sometimes send useless emails. Reviewed on: 27th May 2025
Taushif P's avatar
Taushif P

Very quick & helpful service , never had any problem...

5
Very quick & helpful service , never had any problems at all , would definitely recommend people to usenit Reviewed on: 27th May 2025
Lisa m's avatar
Lisa m

Just love the ease of using PayPal credit without an...

5
Just love the ease of using PayPal credit without any fuss. Reviewed on: 27th May 2025
Annette B's avatar
Annette B

Use PayPal for 98% of time for online purchases, eas...

5
Use PayPal for 98% of time for online purchases, easy to use and safe. Reviewed on: 27th May 2025
Alan B's avatar
Alan B

easy to use and feels safer than using your own card...

5
easy to use and feels safer than using your own cards sometimes Reviewed on: 27th May 2025
Suzanne C's avatar
Suzanne C

Paypal Credit advantage

5
Allows to purchase items when you need them at the cost of a simple monthly payment Reviewed on: 27th May 2025
Ben C's avatar
Ben C

very good service, and emails when payment due notif...

5
very good service, and emails when payment due notification keeps update with documentation when thing change to the service going to happen Reviewed on: 27th May 2025
mark mills's avatar
mark mills

The best credit account for lowered interest rates.

5
I love the fact that PayPal up my limit in small amounts. PayPal sends you messages to help you pay your credit with the least amount of interest and there's no fees to pay if you pay your account off early. Reviewed on: 27th May 2025
Andrew S's avatar
Andrew S

Easy and clear to use.

4
Easy and clear to use. No issues, very straightforward Reviewed on: 27th May 2025
Hiral P's avatar
Hiral P

Very easy to use and manage both payments and items...

5
Very easy to use and manage both payments and items on credit. Arranging finance is simple and logical. very clear. I’ve been using PayPal and PayPal Credit for a few years now, and it’s always my “go to” for making online payments and purchases. Reviewed on: 27th May 2025
Craig's avatar
Craig

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