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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

They are satisfied .

They are satisfied . They make everything comfortable to customers Reviewed on: 12th July 2026

I love paypal its easy to use and the app is well la...

I love paypal its easy to use and the app is well laid out Reviewed on: 12th July 2026

Happy with my PayPal credit account easy to use and...

Happy with my PayPal credit account easy to use and handy with some of my purchases highly recommend Reviewed on: 12th July 2026

For your money Pal it's got to be PayPal

Just so easy and if paid on time it's interest free, no brainer Reviewed on: 12th July 2026

Always trusted

Always trusted, easy to use, accessible. Good rates on PayPal credit. Reviewed on: 12th July 2026

Excellent

I've been using paypal for years. never a problem. Brilliant service. Reviewed on: 12th July 2026

Excellent way to pay for goods it’s hassle free easy...

Excellent way to pay for goods it’s hassle free easy to use and makes buying things more affordable and easy Reviewed on: 12th July 2026

Fast process.

Fast process. Easy to understand. All is so simple that you don't struggle with hard problems. Reviewed on: 12th July 2026

Exceptional

No issues at all. Perfect. Customer service team are awesome Reviewed on: 12th July 2026

Great when I can pay for large purchases with PayPal...

Great when I can pay for large purchases with PayPal pay in 3 Reviewed on: 12th July 2026

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