Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145381 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145381)

I will use PayPal again.

I will use PayPal again. PayPal team helped me very quickly when I needed and the ammount of money I receive was higher than any other offer Reviewed on: 17th June 2026

Excellent service!

Excellent service! PayPal is fast, secure, and very easy to use. I appreciate the convenience of making payments online and the added security features. Highly recommended. Reviewed on: 17th June 2026

Simple and Straightforward

Easy to use and convenient. The application and payment process were simple, and my overall experience with PayPal Credit has been good. Reviewed on: 17th June 2026

PayPal is the safest option and you have a trail of...

PayPal is the safest option and you have a trail of your purchases. Customer services have always responded promptly and gave me a full explanation. Personal experience PayPal is excellent Reviewed on: 17th June 2026

A easy way to pay

All good works as I would expect Reviewed on: 17th June 2026

PayPal Credit

It's a good option for paying longer for more expensive things. The only down side is that once you are late on payments or do not clear the balance regularly, you are refused the pay in 3 option which sometimes I think is a lot better in terms of managing the payments. So before chosing credit, think wisely. Reviewed on: 17th June 2026

Slight lengthy discussion re problem with refund

Slight lengthy discussion re problem with refund Reviewed on: 17th June 2026

Secure, Reliable, and Always Has My Back

Using PayPal for my online payments has given me peace of mind. I use it for virtually all my transactions because I know I'm protected every step of the way. On the rare occasions when a product hasn't matched what was advertised, PayPal has stepped in and recovered my payment quickly and fairly. That level of support builds real trust. Their buyer protection has made online shopping feel safe, and it's one of the reasons I recommend PayPal to my family and friends. If someone wants a secure, dependable way to pay online, PayPal is the first service I point them towards. Overall, PayPal continues to be reliable, secure, and reassuring part of my online shopping experience. Reviewed on: 17th June 2026

Very easy to use and fantastic service

Very easy to use and fantastic service Reviewed on: 17th June 2026

I have been using Paypall over 15 years and quite sa...

I have been using Paypall over 15 years and quite satisfied with the service Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76332 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub