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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Straight forward, clear to use.

Straight forward, clear to use. No issues yet...... Reviewed on: 27th May 2025

I have found an excellent platform

I have found them trustworthy, incredibly helpful when I needed to know something, the payments are easy to set up and pay no interest or it is made very clear about the interest if you need more time Reviewed on: 27th May 2025

Brilliant

Wish I could get 0% interest for more than 4 months, but it's better than nothing Reviewed on: 27th May 2025

Excellent

Whenever possible I always opt to make payments by PayPal, safe & reliable. Love the Paypal App, simple to use, good security when making payments… what’s not to like ??!!! Reviewed on: 27th May 2025

Great service a good way to spread the cost of...

Great service a good way to spread the cost of items Reviewed on: 27th May 2025

PayPal credit is easy quick, reliable, safe and easy...

PayPal credit is easy quick, reliable, safe and easy to use. The payment plan is laid out and easy to follow making purchases more affordable, especially with the rising cost of living. Reviewed on: 27th May 2025

Very easy to use

Very easy to use never had a problem with this service Reviewed on: 27th May 2025

I have never had any difficulty with using PayPal

I have never had any difficulty with using PayPal, whether it’s with general use or when I’ve had any sort of dispute or issue, PayPal are always very helpful and resolve issues quickly. Reviewed on: 27th May 2025

Reliable and Secure: My Go-To for Payments

I’ve used PayPal for several years and have never had a single issue. It’s my go-to choice when it comes to payments. The peace of mind it offers — knowing my payments are secure and that I can dispute charges if something I’ve paid for isn’t received or isn’t as described — is truly invaluable. Reliable, safe, and hassle-free. Reviewed on: 27th May 2025

When buying online and paying through PayPal you no...

When buying online and paying through PayPal you no you are buying from a reputable company, and credit options to pay are awesome Reviewed on: 27th May 2025

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