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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal excellent

I always use paypal for fast smooth and safe transactions excellent Reviewed on: 12th July 2026

PayPal credit is brilliant they give notifications e...

PayPal credit is brilliant they give notifications every time something is spent and when payments are due Reviewed on: 12th July 2026

Love PayPal

I trust PayPal with all my purchases Reviewed on: 12th July 2026

I use PayPal.

I use PayPal. Its OK. I have nothing of interest to write here, but you insist I do. Reviewed on: 12th July 2026

Clear and easy to use app.

Clear and easy to use app. Excellent customer service Reviewed on: 12th July 2026

Always been easy to use and setup when needed.

Always been easy to use and setup when needed. Reviewed on: 12th July 2026

Recognised everywhere so always easy to use.

Recognised everywhere so always easy to use. Never had an issue with PayPal credit but when needed support from just PayPal the customer service team can’t do enough to help so efficient and always looks for quick resolutions. Friendly advisors it’s been a pleasure to communicate with PayPal when needed too and can’t fault the service Reviewed on: 12th July 2026

It’s easy and straightforward- clear as to what the...

It’s easy and straightforward- clear as to what the payback situation is and having the initial interest free period is a huge incentive. Reviewed on: 12th July 2026

Never ever had a problem.

Never ever had a problem. Signing up for the service was easy and the app is very easy to use as well as the web site. The system works with ease across all systems, be it Windows , Android or whatever system you use. Reviewed on: 12th July 2026

I love how you can pay for four purchases with inter...

I love how you can pay for four purchases with interest free instalment plans. That is the best part of PayPal credit Reviewed on: 12th July 2026

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