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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

Easy to use and good options to spread payments over...

Easy to use and good options to spread payments over a short period Reviewed on: 18th June 2026

Smooth system never issues, flexible

Smooth system never issues, flexible Reviewed on: 18th June 2026

great helpfully beneficial very well add one to my life

great helpfully beneficial very well add one to my life Reviewed on: 18th June 2026

Paypal - the best app

The best app Ive used so far to handle my incoming and outgoing funds. Reviewed on: 18th June 2026

Great service

Been using it for years never had a problem! Reviewed on: 18th June 2026

Easy to use and integrates with many checkouts

Easy to use and integrates with many checkouts from retailers and so no need to have card details to hand. Secure and easy to use. Lots of options for payments are also provided making the experience overall very good. Reviewed on: 18th June 2026

Im disappointed with payment allocation

Im disappointed when making payments that you cant apply the payments to the oldest transactions which means you dont get the free credit as you expect. If this was sorted id be giving 5* Reviewed on: 18th June 2026

I love being able to spread the cost

I love being able to spread the cost of things over a few months interest free. If any fraud happens, PayPal’s covers you. I feel safe and protected. Reviewed on: 18th June 2026

I use it to secure my payments and I know if I have...

I use it to secure my payments and I know if I have any issues they will help sort them out. Reviewed on: 18th June 2026

Abu baker

Very simple to understand how to use it Reviewed on: 18th June 2026

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