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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,693 reviews, last reviewed 26th Apr 2026
1609850% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

quick and easy use, small interest rate quick and easy use, small interest rate Reviewed on: 26th April 2026
Fendi's avatar
Fendi

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85693)

Customer service representatives are very friendly a...

5
Customer service representatives are very friendly and helpful. I don’t feel like I’m talking to someone reading from a script, (even if they are, they sound human and express empathy when talking to you. Reviewed on: 27th May 2025
P G's avatar
P G

Recommend

5
Application easy to use. Decision made in minutes. Ability to pay later ( pay in 3 ). Good communication. Reviewed on: 27th May 2025
Piotr's avatar
Piotr

It’s ok, doesn’t send reminders tho and no bonus lik...

4
It’s ok, doesn’t send reminders tho and no bonus like my other credit cards Reviewed on: 27th May 2025
Abby Counter's avatar
Abby Counter

Brilliant

5
Very useful feature of Paypal, and it is easy to navigate the Paypal Credit part on both the website and app. Thank you. Reviewed on: 27th May 2025
Gromit's avatar
Gromit

Always good customer service

5
Always good customer service, never any problems. Reviewed on: 27th May 2025
Richard's avatar
Richard

Flexible payment options

5
Flexible payment options... reasonable credit and repayment plans. For example. On my impromptu Laptop purchase i could spread that particular payment over 12 months yet still have other purchase stay on the 4 months payments plan. Reviewed on: 27th May 2025
Mimi R's avatar
Mimi R

Easy to use and always efficient

5
Easy to use and always efficient Reviewed on: 27th May 2025
Belinda K's avatar
Belinda K

Easy to use and flexible payment options.

5
Easy to use and flexible payment options. Reviewed on: 27th May 2025
Alan L's avatar
Alan L

Lots of options for credit

5
I love that theres always options of ways to pay, paypal credit, pay in 3 and reminders along the way about repayments Reviewed on: 27th May 2025
Kirsty C's avatar
Kirsty C

Very good to deal with and it’s excellent

5
Very good to deal with and it’s excellent Reviewed on: 27th May 2025
Adekunle 's avatar
Adekunle

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