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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

4 months interest free is very useful

4 months interest free is very useful Reviewed on: 18th June 2026

very good able to buy i like over time and 3 payment...

very good able to buy i like over time and 3 payment very good exerience Reviewed on: 18th June 2026

Always had good service from them and never any prob...

Always had good service from them and never any problems. Reviewed on: 18th June 2026

PayPal Credit has been a great financing option for me.

PayPal Credit has been a great financing option for me. The application process was quick and straightforward, and the flexibility to spread payments over time has been very helpful. Managing my account is easy, payments are processed smoothly, and I appreciate the promotional financing offers available on eligible purchases. Overall, a convenient and reliable credit service that has made online shopping much more manageable. Reviewed on: 17th June 2026

Secure and safe

When I use Paypal O feel safe and secure . Reviewed on: 17th June 2026

Long time customer

Been using for years and paypal has really helped me build confidence with my finances. Reviewed on: 17th June 2026

Peace of mind

Since l Started using PayPal l don't worry no more about scams as paying with PayPal has been reliable for me. Oh yeeeees and the 4 months interest free credit has helped a lot Reviewed on: 17th June 2026

everything was so fast and smooth.

everything was so fast and smooth. Reviewed on: 17th June 2026

Thank you Paypal

Paypal credit has been a great way for me to afford the more expensive purchases and pay back in smaller instalments. It has saved me a lot of money not having to pay interest using a credit card, you get interest free for a short period. I use that period to pay back each month giving me the peace of mind il only pay back what i spent. Please note only use credit if your income allows you to pay back without causing yourself debt problems. With sensible use this is a great way to afford those more expensive purchases in a more affordable way. Thank you palpal! Reviewed on: 17th June 2026

Fast and delivered correctly

Ordered and delivered with in days Reviewed on: 17th June 2026

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