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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Very helpful. !

Pay in 4 months 0% interest is very helpful! Reviewed on: 17th June 2026

Safe online payment company

Pay pal gives me the feeling of safety when using their payment methods. I love the pay on three option Reviewed on: 17th June 2026

Having 4 months interest free credit is very helpful.

Having 4 months interest free credit is very helpful. Reviewed on: 17th June 2026

Long Term PayPal Customer

I've been using PayPal for years now. They are good but I think PayPal credit is quite difficult to get out of as it's not technically a credit card so quite easy to get into debt. However if you stay on top of your payments then it's ok and I have always found their customer service to be helpful. Reviewed on: 17th June 2026

Great product .

Great product . Easy to use and good interest free terms Reviewed on: 17th June 2026

Amazing service!

Amazing service! So handy to pay for projects on the house. Reviewed on: 17th June 2026

Very convenient to use!

Very convenient to use! Really like the new rewards scheme. Reviewed on: 17th June 2026

I use PayPal credit to split payments for larger ite...

I use PayPal credit to split payments for larger items over time. PayPal has great customer service and is very user friendly Reviewed on: 17th June 2026

great way to relax while shopping

easy to use , great offers and options to pay, I m rarely buying without spitting the total amount Reviewed on: 17th June 2026

Amazing experience

Always an amazing experience with PayPal. Reviewed on: 17th June 2026

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