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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180860)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always at hand when needed.

5
Always at hand when needed. Convenient, easy to use, reliable Reviewed on: 11th July 2026

Lending on credit

5
Very good at assessment and responsive in lending. Reviewed on: 11th July 2026

The safe way to shop

5
I feel safe when I pay throw PayPal Reviewed on: 11th July 2026

Easy to use and interest rates clearly stated

5
Easy to use and interest rates clearly stated Reviewed on: 11th July 2026

Easy and simple to use.

5
Easy and simple to use. Hassle free payment method. Reviewed on: 11th July 2026

first class never let me down

5
first class never let me down great financial deals , Reviewed on: 11th July 2026

Makes transactions a breeze

5
Have used PayPal for a number of years and find PayPal credit a great lender, super accessible and makes online payments a breeze. Reviewed on: 11th July 2026

PayPal for the win

4
Customer service is polite and really attentive, when I’ve had a problem Reviewed on: 11th July 2026

Ace service is excellent, I find PayPal so easy so...

5
Ace service is excellent, I find PayPal so easy so use Reviewed on: 11th July 2026

Decent Card

4
Decent promotional offer though it would be nice if you could select promotions to pay back first. Payments also take a while to come out/be acknowledged but overall a useful card Reviewed on: 11th July 2026

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