Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The app is user friendly, I know everything that is...

The app is user friendly, I know everything that is relevant about my spending and borrowing. Pay in three is a valuable tool allowing me to spread payments on goods I may not consider buying otherwise. Reviewed on: 11th July 2026

It’s very helpful

I find being with PayPal very helpful in getting things I need. Reviewed on: 11th July 2026

All good so far, never had any issues

All good so far, never had any issues Reviewed on: 11th July 2026

Paypal is a reliable service.

Paypal is a reliable service. It is easy to use. I have never had any issues with it. Reviewed on: 11th July 2026

It was helpful, informative and detailed.

It was helpful, informative and detailed. Reviewed on: 11th July 2026

Safe and Secure

PayPal are a fast, safe and secure money platform that I trust with my money 100% Reviewed on: 11th July 2026

PayPal Fan

Never had any issues. Love the payment options to spread cost over a series of months at 0%. Love the integration to most online storefronts so PayPal is there almost every time making it almost a one-click experience.. Reviewed on: 11th July 2026

Very good

Very good app, really easy to use and everything is straightforward to navigate. Depositing money is quick and hassle-free, which makes the whole experience smooth and convenient. I’ve had no issues using it so far, and everything works exactly as expected. Overall, I’m very happy with it and would definitely recommend it to anyone looking for a reliable and user-friendly app. Reviewed on: 11th July 2026

Paypal credit has helped me to purchase items that I...

Paypal credit has helped me to purchase items that I couldnt outright for. Reviewed on: 11th July 2026

Every time I can pay online I choose PayPal to pay b...

Every time I can pay online I choose PayPal to pay because it is safe and secure plus if problem or the item is not what you purchased they will be in my corner if required giving me better security. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101058 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub