Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reliable and professional with excellent support

Reliable and professional with excellent support Reviewed on: 11th July 2026

PayPal an excellent service you can always rely upon

I have used PayPal for many years and they have always been safe and good choice for any online payments. Also the use of the credit section has really helped over the years and would highly recommend the service. Reviewed on: 11th July 2026

Highly recommend using PayPal when purchasing items.

Totally reliable when purchasing items outside the UK. Highly recommend using PayPal for peace of mind. Reviewed on: 11th July 2026

Great customer service

Happy using PayPal over a decade. Most definitely feel like a valuable customer Reviewed on: 11th July 2026

Easy to uses and set up , the 3 months no interest o...

Easy to uses and set up , the 3 months no interest on purchasing is a nice bonus Reviewed on: 11th July 2026

Here's a positive PayPal experience write-up you cou...

Here's a positive PayPal experience write-up you could use as a review or testimonial: **My Experience with PayPal** I've been using PayPal for both online shopping and freelance payments for a few years now, and it's honestly made my life easier. A few things stand out: - **Fast, reliable transfers** – Payments from clients land in my account within minutes, and moving money to my bank is straightforward. - **Buyer protection** – I once received a damaged item from an online seller, and PayPal's dispute process resolved it quickly. I got a full refund without much back-and-forth. - **Easy checkout** – Not having to re-enter card details on every site saves time, and I feel safer not sharing my card number directly with every merchant. - **Mobile app** – Simple interface, and I get instant notifications for every transaction, which helps me keep track of spending. - **Currency conversion** – When I've made international purchases, the conversion rates were clear upfront with no hidden surprises. Overall, it's become my go-to for both personal and business transactions. Reviewed on: 11th July 2026

My experience with PayPal has been really positive.

My experience with PayPal has been really positive. I find it very convenient, easy to use, and a simple way to send and receive payments Reviewed on: 11th July 2026

Amazing experience using paypal over many years.

Amazing experience using paypal over many years. Reviewed on: 11th July 2026

Never had any issues with PayPal

Never had any issues with PayPal Reviewed on: 11th July 2026

Smooth and Easy way to make Online Payments

I've regularly used PayPal to carry out payments and it's always been a smooth and easy process. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101057 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub