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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal gives me a bit more piece of mind

PayPal gives me a bit more piece of mind, so I feel a little safer buying from places I can't be 100% certain of - like new sellers/businesses that don't yet have many reviews. Also PayPal credit and Pay in 3 is so so handy to have when things are a bit tight any given month, and it doesn't cost anything to use! Reviewed on: 6th July 2025

Simple easy and reliable love pay pal

Simple easy and reliable love pay pal Reviewed on: 6th July 2025

Very easy to manage, friendly app, very trustworthy

Very easy to manage, friendly app, very trustworthy Reviewed on: 6th July 2025

PayPal Credit Brilliant and trustworthy

PayPal Credit, as well as PayPal have always been brilliant, every time I use them it is so easy, they keep you informed about any payments that are due, offers They are so trustworthy, and I would recommend them 100% Reviewed on: 6th July 2025

Excellentpay pal Excellent

Excellent app to use. Very easy and simple to use Reviewed on: 5th July 2025

Paying with PayPal comes with great protection and i...

Paying with PayPal comes with great protection and if I pay within 4 months on purchases over £100 there is no interest. Hence it's safe and a economical way for me to buy items Reviewed on: 5th July 2025

Easy to use and efficient credit service

Easy to use and efficient credit service Reviewed on: 4th July 2025

Easy to use.

Easy to use. Safe and secure. Reliable & trusted Reviewed on: 3rd July 2025

Very useful and made my life easier.

Very useful and made my life easier. Reviewed on: 3rd July 2025

PayPal gives you more options to spread the cost.

PayPal gives you more options to spread the cost. Reviewed on: 3rd July 2025

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