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PayPal: PayPal Credit reviews

4.90
Based on 102,989 reviews, last reviewed 9th May 2026
2406450% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy to navigate Always easy to use with excellent customer service Reviewed on: 9th May 2026
Kathryn A's avatar
Kathryn A

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102989)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It is quick, simple to use, gives you all you need i...

5
It is quick, simple to use, gives you all you need in one go and super safe to use. Reviewed on: 9th May 2026

Easy to use.

5
Easy to use. Smart customer service Reviewed on: 9th May 2026

Very good company recommended to loads of my mates!

5
Very good company recommended to loads of my mates! Would love the chance to write off my debt with the winnings of this comp! Reviewed on: 9th May 2026

Easy and transparent credit

5
Easy to track, pay, use. Very transparent. Excellent credit facility Reviewed on: 9th May 2026

Credit payments take days

3
No offer of credit increase. Payment to credit account take days and are not instant. Reviewed on: 9th May 2026

I have used them for decades and found them reliable...

5
I have used them for decades and found them reliable, efficient, helpful Reviewed on: 9th May 2026

PayPal credit

5
PayPal credit is very easy to apply for and easy to check balances and make payments customer service is also easy to contact Reviewed on: 9th May 2026

Very good service in all aspect.

5
Very good service in all aspect. Reviewed on: 9th May 2026

Would recommend 110%

5
Any issues has resolved swiftly and with 100% backing from paypal Reviewed on: 9th May 2026

PayPal is greatits easy efficient and transactions a...

5
PayPal is greatits easy efficient and transactions are smooth Reviewed on: 9th May 2026