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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use seamless experience.

5
Very easy to use seamless experience. Hasslefree step by step explained and easy to navigate platform. Reviewed on: 14th July 2026

It was easy to apply for a Debit card and...

5
It was easy to apply for a Debit card and easy to use Reviewed on: 14th July 2026

Excellent service and the fact you can pay 3 monthly...

5
Excellent service and the fact you can pay 3 monthly payments is amazing. Thank you so much. Reviewed on: 14th July 2026

Whenever I have had an issue with goods purchased th...

5
Whenever I have had an issue with goods purchased that have been substandard PayPal have conflated my dispute swiftly and resolved quickly to my satisfaction. I always try to use them now when buying from unfamiliar sellers for the added protection they give. Reviewed on: 14th July 2026

Never had an issue with PayPal and if a strange tran...

5
Never had an issue with PayPal and if a strange transaction has occurred then they have acted immediately Reviewed on: 14th July 2026

Used PayPal for years now and always been very happy...

5
Used PayPal for years now and always been very happy with their services. Reviewed on: 14th July 2026

PayPal the best

5
PayPal credit has been a great help to me especially when you need something urgently, and it lets you pay monthly, would definitely recommend to friends and family, plus you get the chance to pay in three Reviewed on: 14th July 2026

Pay in 3 very useful, any purchase I use this...

5
Pay in 3 very useful, any purchase I use this service Reviewed on: 14th July 2026

Good service and quick response to complain.

5
Good service and quick response to complain. Reviewed on: 14th July 2026

Easy simple transactions, with a variety of payment...

5
Easy simple transactions, with a variety of payment options. Reviewed on: 14th July 2026

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