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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It was good overall good experience

It was good overall good experience Reviewed on: 12th July 2026

I use PayPal pay in 3 installments regularly which I...

I use PayPal pay in 3 installments regularly which I like Reviewed on: 12th July 2026

Its awesome and the support are great.

Its awesome and the support are great. It just works! Reviewed on: 12th July 2026

My experience has always been best with PayPal as it...

My experience has always been best with PayPal as it is a most secure way to get paid lr pay out someone. Reviewed on: 12th July 2026

Pay Pal makes every transaction easy and safe.

Pay Pal makes every transaction easy and safe. I can uy online with full confidence that they will be there to support me if needed Reviewed on: 12th July 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Any issues ALWAYS solved so well by the support staff! Reviewed on: 12th July 2026

Good and Helpful

Good and Helpful and always avaliable when i need money Reviewed on: 12th July 2026

I've been using PayPal for years and have always fou...

I've been using PayPal for years and have always found it easy, secure, and reliable. Payments are quick, and I like the extra layer of protection when shopping online. Overall, a great service. Reviewed on: 12th July 2026

The easy of paying for something using PayPal and do...

The easy of paying for something using PayPal and don’t have to worry about losing my money to probable scam Reviewed on: 12th July 2026

I can trust PayPal to have my back.

I can trust PayPal to have my back. Whether it’s when somethings not right or when you need a wee bit more time to pay and spread the cost. Reviewed on: 12th July 2026

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