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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180846)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Exceptionally good service very kind support

5
Exceptionally good service very kind support Reviewed on: 11th July 2026

Good customer service and good communication

5
Good customer service and good communication Reviewed on: 11th July 2026

Exceptional

5
Its just so commencement with PayPal.crefit as give you time to.pay Reviewed on: 11th July 2026

Never a problem no glitches.

5
Never a problem no glitches. Easy to use. Payments always go through quickly Reviewed on: 11th July 2026

I have been using PayPal for many years and their pa...

4
I have been using PayPal for many years and their pay later is such an amazing service. So much flexibility and no hidden costs. App is also amazing. I think sometimes reading statements becomes a bit tricky because different offers expiring at different times. But nothing beats the offers of spreading payments. Reviewed on: 11th July 2026

Excellent service

5
Easy to use, easy to pay for goods, easy to make monthly payment. Reviewed on: 11th July 2026

Not good crap

1
App not very good and we couldn’t get the deal we wanted Reviewed on: 11th July 2026

Quick and easy checkout online

5
Quick and easy way checkout online Reviewed on: 11th July 2026

Paypal, a positive and reliable experience!

5
Always had a really positive experience with PayPal, its been fantastic for managing my funds and transferring cash and also making purchases and spreading payments out to make life easier. Custo.er service has been good and extremely helpful whenni have called and will explain in the plainest terms how everything is set up and what you need to pay should there be any questions. I can't fault it at all, id say in reality its better than my banking choice! Reviewed on: 11th July 2026

I love PayPal it's a savior to me as my partner is o...

5
I love PayPal it's a savior to me as my partner is off sick for a long time and if I'm desperate for work clothing or something I use my PayPal account. Easy to use and always remind me in plenty of time when my payment is due Reviewed on: 11th July 2026

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