Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180842 reviews)

View other PayPal products

4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180842)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It is always a seamless experience with PayPal

It is always a seamless experience with PayPal Reviewed on: 11th July 2026

Great service as always very happy

Great service as always very happy Reviewed on: 11th July 2026

The payments can be confusing as it doesn’t update s...

The payments can be confusing as it doesn’t update straight away Reviewed on: 11th July 2026

Brilliant for spreading cost of big purchases

Brilliant for spreading cost of big purchases Reviewed on: 11th July 2026

A good way to pay when you don’t have a bank card ha...

A good way to pay when you don’t have a bank card handy. Good for eBay to receive money too. Reviewed on: 11th July 2026

Sending money to my content editor

Sending money to my content editor is quick easy and painless. It's a reliable system as I get my work checked promptly ready for the next chapter. Reviewed on: 11th July 2026

Paypal is the best

Pretty good customer service. Loving the 4 months with 0% interest in purchases Reviewed on: 11th July 2026

I'm very happy with PayPal.

I'm very happy with PayPal. It’s help me a lot. Reviewed on: 11th July 2026

Easy to use.

Always clear, easy to use and secure. Reviewed on: 11th July 2026

Excellent services from Paypal credit, very prompt a...

Excellent services from Paypal credit, very prompt and swift Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101037 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub