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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Pay pal has a great service especially when the burd...

Pay pal has a great service especially when the burden of day to day living has got harder, pay pal helps to remove some of the weight of that burden through there services Reviewed on: 12th July 2026

Used paypal credit for many years, has been easy to...

Used paypal credit for many years, has been easy to use Reviewed on: 11th July 2026

It really helped me with my emergency finances.

It really helped me with my emergency finances. I do not worry to miss payments as I set up direct debit which is handy. Reviewed on: 11th July 2026

Easy payment system

It was easy and convenient way to pay for merchandise Reviewed on: 11th July 2026

Always easy and secure, app works well

Always easy and secure, app works well Reviewed on: 11th July 2026

Helps me out!

Paypal credit is sometimes a lifesaver to me Reviewed on: 11th July 2026

Medioka review

Not enough notifications on amounts and due dates. Reviewed on: 11th July 2026

Ease when there's a squeeze, PayPal sort's your need's

Ease when there's a squeeze, PayPal sort's your need's Reviewed on: 11th July 2026

Paid for blinds over 6 months and the whole process...

Paid for blinds over 6 months and the whole process has been so easy. Reviewed on: 11th July 2026

I always purchase with confidence when using paypal...

I always purchase with confidence when using paypal and have different ways of payment offered Reviewed on: 11th July 2026

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