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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180831)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very efficient, ease of us.

5
Very efficient, ease of us. Very happy with the service. Reviewed on: 11th July 2026

Using PayPal credit

5
Very quick and easy to use and set up Reviewed on: 11th July 2026

I never had any problems with PayPal so easy to use...

5
I never had any problems with PayPal so easy to use and I feel secure when paying for things I f I have a query it is dealt with straight away Reviewed on: 11th July 2026

Excellent service

5
PayPal is a convenient and reliable payment platform. It makes sending and receiving money quick and easy, and I appreciate the added security when making online purchases. The app is straightforward to use, and transactions are generally fast and hassle-free. Overall, I’ve had a positive experience with PayPal and would recommend it for online payments. Reviewed on: 11th July 2026

Haven't needed customer service yet as everything ha...

5
Haven't needed customer service yet as everything has been spot on so far. Reviewed on: 11th July 2026

Easy access to app and flexible usage

5
Easy access to app and flexible usage Reviewed on: 11th July 2026

PayPal is great.

5
I've been with PayPal for years now, so easy to use and it's literally my go-to for online purchases. Reviewed on: 11th July 2026

A good way of spreading affordable payments on the i...

5
A good way of spreading affordable payments on the items I like. Even if I have to take a little more time on PayPal credit the interest is small so good value Reviewed on: 11th July 2026

Its been useful and easy to use would recommend it a...

5
Its been useful and easy to use would recommend it aslong as the person can pay it back on time like all credit Reviewed on: 11th July 2026

PayPal phone people are great.

5
I have to pay my PayPal Account over the phone monthly. Response is always fast pleasant and efficient and PayPal operators are pleasant to deal with. Cant fault it Reviewed on: 11th July 2026

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